NewMulti-currency accounts are live

Run your company’s money from one place

Accounts, corporate cards, bill pay and spend controls — one finance platform built for startups and growing companies.

Up to $3M FDIC coverage¹ No monthly fees on Starter Set up in 10 minutes

Trusted by finance teams at 4,000+ fast-growing companies

Platform

One platform for every dollar in and out

Replace the patchwork of bank portals, card programs and spreadsheets with a single system your whole team can use.

Corporate cards for everyone who spends

Issue physical and virtual cards in seconds, each with its own limit, merchant rules and owner.

HALDEN
Daniel Kim
•••• 7731
Physical
HALDEN
Maya Chen
•••• 4242
Virtual
MC
Maya ChenMarketing
$3,100 / $5,000
DK
Daniel KimOperations
$820 / $2,000
SL
Sara LopezEngineering
$4,410 / $6,000

Bill pay with built-in approvals

Forward an invoice. Halden reads it, routes it and pays it on time.

N
Northwind LogisticsINV-2041 · Due Oct 15
$4,280.00
  1. Invoice capturedAuto-filled from email · Oct 6
  2. Approved by Daniel KimOperations · Oct 7

Hold and pay in 40+ currencies

Open local accounts in EUR, GBP and more. Convert at the mid-market rate.

You send
10,000.00$USD
Recipient gets
9,214.30€EUR
1 USD = 0.9214 EURNo FX markup

Insights in real time

See where money goes by team, vendor or category — the moment it moves.

Spend by categorySeptember
Software
$48.2k
Travel
$21.7k
Marketing
$18.4k
Office
$9.1k
Meals
$4.3k
Approvals

Approvals that move at the speed of your team

Route every request to the right person based on amount, team and budget. Approve from your phone or inbox in one tap — with full context.

  • Multi-step approval chains by amount or department
  • Live budget context on every request
  • A complete audit trail for every decision
Approvals3 pending
DK
Offsite venue depositDaniel Kim · Operations
$6,500.00
Q4 Operations budget$27,200 of $40,000
Within policy · Needs 1 approval
Approved
SL
Annual design tool renewalSara Lopez · Engineering
$9,600.00
MC
Conference sponsorshipMaya Chen · Marketing
$3,750.00
Accounting

Close the books in days, not weeks

Every transaction arrives categorized, with the receipt attached and synced to your general ledger — no more chasing people at month-end.

  • Two-way sync with QuickBooks, Xero and NetSuite
  • Receipt matching from email and SMS
  • Custom GL codes, classes and locations
Sync to ledgerLast synced 2 min ago
F
FigmaOct 10 · ••4242
6100 · Software$1,440.00
U
United AirlinesOct 9 · ••7731
6420 · Travel$684.20
A
AWSOct 9 · ••7731
6110 · Hosting$8,212.67
B
Blue BottleOct 8 · ••4242
6530 · Meals$46.80
Connected to QuickBooksXeroNetSuite
Get started

Up and running in an afternoon

Three steps from application to your first card. Most teams are done before lunch.

  1. 01

    Apply online

    Tell us about your company. Most applications are approved within one business day.

    Northwind Labs, Inc.
    88-1043276
    Delaware C-Corp
    Complete your details Reviewing application… Approved Submit
  2. 02

    Fund your account

    Connect an existing bank or send a wire. Account and routing numbers are ready instantly.

    Incoming wireFrom your existing bank
    $250,000.00
    Routing••• ••• 215
    Account•••• 4821
    Received
  3. 03

    Issue cards & set policies

    Invite your team, issue cards and set the rules. Halden takes it from there.

    HALDEN
    Sara Lopez
    •••• 9902
    Virtual
    Online purchases
    $5,000 monthly limit
Security

Built to protect every dollar

Your funds and data are protected by bank-grade infrastructure, independent audits and controls you set.

Read our security overview

Up to $3M FDIC coverage¹

Deposits are swept across our partner bank network for coverage far beyond the standard limit.

SOC 2 Type II audited

Independent auditors review our security controls every year.

Roles & permissions

Decide exactly who can view, spend, approve and pay — down to each account.

Passkeys & 2FA

Every sign-in and sensitive action is protected with strong authentication.

Real-time fraud monitoring

Every transaction is screened as it happens, and anything unusual is flagged instantly.

Instant card freeze

Lost a card? Freeze it in one tap and issue a new virtual card right away.

“We replaced three tools and a shared spreadsheet with Halden. Month-end close went from nine days to three, and nobody chases receipts anymore.”
PR
Priya RamanVP of Finance, Northwind
3×faster month-end close
12 hrssaved every week on expense reports
$0in out-of-policy card spend since launch
Pricing

Simple pricing that scales with you

Start free. Upgrade when your team needs more control.

Starter

For early-stage companies getting set up.

$0/ month
Free forever
Get started
  • Business checking & treasury
  • Up to 5 virtual cards
  • Free ACH & domestic wires
  • Basic spend controls
  • Email support
Scale

For finance teams with advanced needs.

$199/ month
Billed monthly
Talk to sales
  • Everything in Growth
  • Custom roles & policies
  • Multi-entity management
  • SSO & audit logs
  • Dedicated account manager
FAQ

Questions, answered

Is Halden a bank?

Halden is a financial technology company, not a bank. Banking services are provided by our partner banks, Members FDIC, and your deposits are held in FDIC-insured accounts at those banks.

Who can open an account?

Any U.S.-registered company — LLC, C-Corp or S-Corp — with an EIN. Founders based outside the U.S. can apply too, as long as the company is incorporated in the U.S.

How long does setup take?

The application takes about 10 minutes. Most companies are approved within one business day and can issue cards right away.

Are there any hidden fees?

No. Starter has no monthly fee, no minimum balance and free domestic transfers. Paid plans are billed at a flat monthly rate.

Can I connect my accounting software?

Yes. Halden syncs with QuickBooks, Xero and NetSuite on Growth and above, and you can export to CSV on any plan.

Can I switch plans later?

Anytime. Upgrades take effect immediately, and downgrades apply at the end of your billing cycle.

Take control of your company’s money

Open an account in minutes. No monthly fees, no minimum balance.

SKConcept by Sabah Kemal Cansu · View case study →